Privacy Policy

Read our privacy policy below

Last Updated: 16 July 2025

This Privacy Policy governs how Loanza® (“Loanza,” “we,” “us,” or “our”) collects, uses, shares, and protects your personal information when you use our loan connection service at https://loanza.us (the “Service”).

By using the Service, you agree to the terms of this Privacy Policy.

1. Information We Collect

We collect two types of information from users:

a. Personally Identifiable Information (PII)

This includes information that can identify you as an individual, such as: Full name, Date of birth, Social Security number, Driver’s license or ID number, Contact information (email, phone, address), Employment and income details, Bank account details and Credit information.

How We Collect It:
You provide this information when you use the Service, such as by filling out our online form.

Why We Collect It:

  • To connect you with lenders who may offer loan products
  • To deliver products or services to you
  • To verify your identity and prevent fraud
  • To provide customer support
  • To communicate offers from Loanza, our partners, or other third parties via email, phone (including telemarketing calls, automatic telephone dialing system or an artificial or pre-recorded voice message), SMS, mobile devices or postal mail

We may use your Social Security number and financial information to evaluate your loan eligibility and match you with lenders.

b. Non-Personally Identifiable Information

Anonymous information that cannot be associated with a specific individual, such as:

  • IP address
  • Browser type and version
  • Operating system
  • Access times
  • Site activity (pages visited, time on site, referring URLs, clicked links)
  • Device identifiers and cookies

How We Collect It:
Through browser cookies, pixels, and third-party analytics or tracking technologies.

Why We Collect It:

  • To improve the user experience and functionality of the Service
  • To remember user preferences
  • For website analytics and statistics
  • To deliver relevant advertising (see “Cookies & Tracking” below)

2. How We Share Your Information

We reserve the right to share any and all information collected from you on this Service:

  • For Legal Reasons: If required by law, court order, warrant, subpoena, or legal process or requested by a court of competent jurisdiction, governmental authority, or quasi-governmental authority; or in connection with fraud prevention or enforcement of our Terms.
  • In Business Transfers: If Loanza is sold, acquired, or undergoes bankruptcy.
  • With Your Consent: When you request or agree to be contacted by third parties.
  • With Lenders and Partners: To match you with loan providers or marketing partners who may offer relevant products or services.
  • With Service Providers: Such as analytics providers, ad networks, and security services.

By submitting your information, you expressly authorize Loanza, its affiliates and other interested third parties to contact you via email, mobile device or telephone to provide information regarding promotions, offers, products, or services in which you might be interested, even if your contact information is listed on a corporate, state, or federal Do-Not-Contact registry. You may unsubscribe at any time. By willingly requesting such contact, you waive your right to file a claim or complaint with the FTC, FCC, or any other federal or state agency.

3. Children’s Privacy

The Service is not intended for children under 13. We do not knowingly collect personal information from children.

4. Information Security

We use a combination of technical and managerial security measures to protect your personal data from unauthorized access and disclosure, including:

  • Encrypted SSL (Secure Socket Layer) for data transmission
  • Firewalls
  • Secure servers ensured by reputable security service providers
  • Restricted internal access to personal information

While we take all reasonable precautions to safeguard your data, no system can guarantee complete security. We cannot guarantee, and therefore take no responsibility for your personal information in case it is intercepted or decrypted by others. Users should also take care how they handle and disclose their personal information. Please refer to the Federal Trade Commission’s Consumer Information website for information about how to protect yourself against identity theft.

5. Cookies & Tracking

We use cookies, pixels, web server logs and similar technologies to collect information regarding the usage of our Service to enhance your experience and improve our Service.

Cookies are a feature of web browser software that allows web servers to recognize the computer used to access a website. Cookies are small pieces of data that are stored by a user’s web browser on the user’s hard drive.

Cookies may store:

  • Your site preferences
  • Session data (e.g. date and time of visit, pages viewed)
  • Browsing behavior
  • Referring website

Cookies do not collect Personally Identifiable Information, and do not associate the collected information with any individual.

You can manage or disable cookies in your browser settings, but doing so may limit certain features of the Service.

We work with third-party providers (including Google) for:

  • Interest-Based Advertising (IBA)
  • Remarketing
  • Analytics

To manage your preferences or opt out:

6. Accessing or Updating Your Information

If you have submitted a form and wish to correct or delete your personal information, please contact us via our Contact Page.

7. Links to Third-Party Sites

We may automatically redirect or link out to external, third-party websites that operate independently of this Privacy Policy. We are not responsible for their content or privacy practices. You should review the privacy policies of any third-party sites you visit. These third-party websites may independently collect data from you. Occasionally, those third-party websites may provide us with information about how you operated on their sites.

8. California Privacy Rights (CCPA)

This section applies to California residents only.

Your Rights Under the CCPA:

You have the right to:

  1. Know what personal information we collect and share
    1. The categories of sources from which the personal information is collected
    2. The business purpose for collecting or selling personal information
    3. The categories of third parties with whom the company shares personal information, if any
  2. Access specific data collected about you on request
  3. Delete your personal information (with exceptions)
  4. Opt out of the sale of your personal information
  5. Designate an authorized agent to make requests on your behalf
  6. Not face discrimination for exercising your rights
    1. We will not deny you goods or services.
    2. We will not charge you different prices or rates for goods or services, including through granting discounts or other benefits, or imposing penalties.
    3. We will not provide you with a different level or quality of goods or services.
    4. We will not suggest that you may receive a different price or rate for goods or services or a different level or quality of goods or services.
    5. However, we may offer you certain financial incentives permitted by the CCPA that can result in different prices, rates, or quality levels. Any incentive will reasonably relate to your personal information’s value and contain written terms that describe the program’s material aspects. Participation in a financial incentive program requires your prior opt-in consent, which you may revoke at any time.

We are NOT required to:

  • Retain any personal information about you that was collected for a single one-time transaction if, in the ordinary course of business, that information about you is not retained;
  • Reidentify or otherwise link any data that, in the ordinary course of business, is not maintained in a manner that would be considered personal
  • Provide the personal information to you more than twice in a 12-month period.

Categories of Information We Collect:

Includes but is not limited to:

  • Personal contact and identification details
  • Loan, employment, and financial data
  • Browsing behavior, cookies, and analytics data

As outlined above in section 1.

Sharing & Business Purpose

We may share your data with:

  • Lenders and loan aggregators
  • Financial service providers and marketers
  • Analytics and advertising platforms

As outlined above in section 2.

Exercising Your Rights

To make a verifiable consumer request for information collected or data deletion, or to opt out of data sharing, please use our Contact Page.

If you’re an authorized agent making a request on someone’s behalf, please send an email request via our Contact Page. We will ask you to submit documentation to verify your authority.

Once we receive and confirm your verifiable consumer request for data deletion, we will:

  • Delete your personal information from our records; and
  • Direct any service providers to delete your personal information from their records.

Please note that we may not delete your personal information if it is necessary to:

  • Complete the transaction for which the personal information was collected,
  • Fulfill the terms of a written warranty or product recall conducted in accordance with federal law,
  • Provide a good or service requested by you, or reasonably anticipated within the context of our ongoing business relationship with you,
  • Otherwise perform a contract between you and us;
  • Detect security incidents, protect against malicious, deceptive, fraudulent, or illegal activity; or prosecute those responsible for that activity;
  • Debug to identify and repair errors that impair existing intended functionality;
  • Comply with the California Electronic Communications Privacy Act;
  • Enable solely internal uses that are reasonably aligned with your expectations based on your relationship with us;
  • Comply with an existing legal obligation; or
  • Otherwise use your personal information, internally, in a lawful manner that is compatible with the context in which you provided the information.

9. Do Not Track Signals

Our Service does not currently respond to “Do Not Track” browser settings or signals.

10. Contact Information

For any questions or concerns about this Privacy Policy or your data, please contact us via our Contact Page.