Borrow Money Online
with Loanza

Absolutely. Loanza is here to find you a loan ASAP. In the case of small loans around $100 – $500, you could receive your funds in less than 1 hour.

For larger loan amounts ($1,000, $5,000 and above) it usually takes longer for the money to be deposited into your account.

If you’re lucky, it can be on the day you applied, but often it’s within the next 1 or 2 business days.

With Loanza, you can borrow money from $100 up to $35,000. This means of course, that you can ask for loan amounts in between, such as $300, $500, $1,500, $3,000 and so on.

The amount you can borrow will determine the length of time you can borrow it over as well. This means, that if you need a larger loan amount, you need to borrow it for a longer period to make sure your repayments are affordable.

Never. Loanza never charges you for using our service, it’s always completely free of charge for you.

Yes, at Loanza, we are happy to help find customers with bad credit loans that suit their needs. If you have poor credit or no credit history, we are here to help.

What’s more important is that you can afford monthly repayments – this usually means you need a stable monthly income.

We suggest you ask for the lowest loan amount you can be good with, and over a decent repayment term to lower the monthly repayment amount and increase your approval chances.

You will have to repay your loan in equal monthly instalments, from 1 to 60 months, depending on your agreed loan term.

Money can be collected from your account automatically, so you don’t need to worry about missing a repayment.

You can choose the day you wish the repayments to be made each month to best suit you, which w recommend to be your pay date from work.

No, Loanza is not a direct lender, but we have a wide network of direct lenders.

Loanza provides a loan connection service, to help you find a suitable lender based on your needs and circumstances. Loanza’s partners are all authorised, legitimate and reputable lenders, so you are in good hands.

Loanza’s lending partners fund loans as fast as within 1 hour, 24 hours, or the next business day.

At Loanza, we can guarantee the ease and speed of connecting with a lender, but the speed of your funds landing in your account will depend on your lender.

Make sure you answer all questions in our form truthfully to get the fastest funding possible.

To borrow money in the U.S., you need to be an American citizen and resident, over 18 years old, with a stable, regular income and a live checking account.

No. Searching for a loan with Loanza will have no impact on your credit score. Make sure though, that you don’t submit multiple applications with direct lenders in a short frame of time, as that will most likely damage your score.

With Loanza’s search you are safe, so you can search with us multiple times if you need to.

Yes, repaying your loan early is always an option. You will need to speak to your lender to understand your options, as there may be a minimum length of time the loan needs to be open.