Borrow Money Online
with Loanza

If you need money now, you can borrow $100, $1,000 or even $10,000 with Loanza.

Fill out our quick form to borrow money online with an instant decision and same-day funding*. Bad credit welcome!

This field is for validation purposes and should be left unchanged.
*If your loan is approved, you could receive your funds within an hour, although this will depend on the lender and it can take up to three days for your money to be deposited into your account.

100% Free Online
Loan Request

No Impact On Your
Credit Score

Bad Credit
Considered

How it Works

If you need money today, follow these 3 simple steps and get a decision in minutes.

Complete Form

Fill in our simple online form to get connected with a lending partner.

Fast Process

You could receive your online decision from the lender within minutes

Get Funded

If approved, your funds could land in your account within hours!*

How to Borrow Money Online with Loanza

Loanza offers a quick and easy way to borrow money online. Whether you need money for an emergency expense or an important event such as a wedding, a new baby or starting a business, Loanza can help.

Complete our simple online loan request form in less than 3 minutes for an instant decision. We could connect you to a suitable lender who is most likely to approve your loan request.

With Loanza you can borrow $100 to $35,000 over 1 to 60 months. Our best-in-class loan connection service is free of charge and has no impact on your credit score!

Our premium technology is used to help over 5,000 customers find a loan every day!

If successful, your loan could be funded in 1 hour, a few hours, 24 hours or the next business day.

Request a Loan

Fast & Simple

Borrow money in 1 hour, 24 hours, or the next day.

No Fees

Loanza’s service is always free of charge.

Direct Lenders

Loanza has an extensive network of direct lenders.

Bad Credit

Poor credit and no credit history are welcome.

Need to Borrow Money Today? Here Are Some Frequently Asked Questions

I need money now – can Loanza help?

Absolutely. Loanza is here to find you a loan ASAP. In the case of small loans around $100 – $500, you could receive your funds in less than 1 hour.

For larger loan amounts ($1,000, $5,000 and above) it usually takes longer for the money to be deposited into your account.

If you’re lucky, it can be on the day you applied, but often it’s within the next 1 or 2 business days.

How much can I borrow with Loanza?

With Loanza, you can borrow money from $100 up to $35,000. This means of course, that you can ask for loan amounts in between, such as $300, $500, $1,500, $3,000 and so on.

The amount you can borrow will determine the length of time you can borrow it over as well. This means, that if you need a larger loan amount, you need to borrow it for a longer period to make sure your repayments are affordable.

Do you charge any fees?

Never. Loanza never charges you for using our service, it’s always completely free of charge for you.

Can I borrow money with bad credit?

Yes, at Loanza, we are happy to help find customers with bad credit loans that suit their needs. If you have poor credit or no credit history, we are here to help.

What’s more important is that you can afford monthly repayments – this usually means you need a stable monthly income.

We suggest you ask for the lowest loan amount you can be good with, and over a decent repayment term to lower the monthly repayment amount and increase your approval chances.

How do monthly repayments work?

You will have to repay your loan in equal monthly instalments, from 1 to 60 months, depending on your agreed loan term.

Money can be collected from your account automatically, so you don’t need to worry about missing a repayment.

You can choose the day you wish the repayments to be made each month to best suit you, which w recommend to be your pay date from work.

Is Loanza a direct lender?

No, Loanza is not a direct lender, but we have a wide network of direct lenders.

Loanza provides a loan connection service, to help you find a suitable lender based on your needs and circumstances. Loanza’s partners are all authorised, legitimate and reputable lenders, so you are in good hands.

How fast can I get my money?

Loanza’s lending partners fund loans as fast as within 1 hour, 24 hours, or the next business day.

At Loanza, we can guarantee the ease and speed of connecting with a lender, but the speed of your funds landing in your account will depend on your lender.

Make sure you answer all questions in our form truthfully to get the fastest funding possible.

What are the eligibility criteria to borrow money online?

To borrow money in the U.S., you need to be an American citizen and resident, over 18 years old, with a stable, regular income and a live checking account.

Does applying affect my credit score?

No. Searching for a loan with Loanza will have no impact on your credit score. Make sure though, that you don’t submit multiple applications with direct lenders in a short frame of time, as that will most likely damage your score.

With Loanza’s search you are safe, so you can search with us multiple times if you need to.

Can I repay my loan early?

Yes, repaying your loan early is always an option. You will need to speak to your lender to understand your options, as there may be a minimum length of time the loan needs to be open.

Borrow money online all across the U.S. with Loanza

From California to Florida and anywhere in between, Loanza’s online process can connect you with a reputable lender in the United States.

The states highlighted are the most searched for areas for loans, not the only states we service. Feel free to start your loan application with us now, wherever you live in the U.S.

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Need to borrow money online?

Contact us today to find out how we can help.