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If you’re looking for a payday loan in Alabama, Loanza is here to help. Whether you are in Birmingham, Montgomery, Huntsville or Mobile, we can help you borrow $100 to $35,000. Apply online today and get your loan in one hour, the same day or next business day!*
*If your loan is approved, you could receive your funds within an hour, although this will depend on the lender and it can take up to three days for your money to be deposited into your account.
How Can I Get a Payday Loan in Alabama?
Getting a payday loan in Alabama with Loanza is simple thanks to our 3-step process
Submit Your Information
Fill in our online loan application form with your basic details, such as your name, home address in Alabama and contact details.
You could receive your online decision from a lender within minutes.
Receive Your Money
Check your loan terms, sign your loan agreement, and if approved, receive your funds in your account the same day or the next business day!
Am I eligible for a payday loan in Alabama?
To take out a payday loan from one of our lenders in Alabama, you will need to meet the following requirements. You must:
- Be 18 years old or over
- Be a U.S. citizen
- Have a stable regular income to afford repayments
- Have a checking account for depositing your funds
Which cities in Alabama are serviced by Loanza?
And many more! No matter where you live in the state of Alabama, Loanza can help you find a loan with the help of our fast and simple online loan search engine.
What are the payday loans regulations in Alabama?
|Maximum Loan Amount||$500|
|Minimum Loan Term||10 days|
|Maximum Loan Term||31 days|
|Finance Charges||max. 17.50%|
Representative Example of a $200 Payday Loan with 456% APR in Alabama:
- You borrow $200 for 2 weeks (14 days)
- Your 456% APR means you will pay $44 in interest
- You will pay back $244 at the end of your loan term
Is a Payday Loan in Alabama Right for Me?
Borrowers all across Alabama choose Loanza to help them cover an unexpected expense or tie them over a rough patch. A payday loan is ideal for those who need a small loan over a short period of time.
You may need it to fix your boiler, get your car repaired, pay a large bill, or any emergency medical or vet charges. A payday loan can keep your finances afloat until your next payday.
If a payday loan would help you get over your momentary financial hardship, and you are able to afford your repayments, then a payday loan in Alabama could be right for you. We can help you find a loan even if you have bad credit or no credit history.
Loanza can help you find a payday loan in Alabama:
- Fast, online loan application process
- Bad credit options available
- Same day, or next business day funding
If you’re looking to borrow a large loan amount over a long period of time, a payday loan is not right for you. At Loanza, we can also help you with finding an installment loan or personal loan, so don’t worry, we got you covered. Avoid payday loans for frivolous reasons, such as holidays, impulse shopping, or partying.
How fast can I get a payday loan in Alabama?
Getting a payday loan in Alabama may take only a few hours or even less, but most often you can count on getting funded the next business day!
At Loanza, you fill one simple form, and we search our number of lenders across Alabama, to present you with an instant decision. If your application is accepted, your money could be in your bank account in less than 1 hour, the same day or next business day.
How can I find a payday loan in Alabama?
Right here, with Loanza, you can find the payday loan you need in minutes. Our online only process helps you get a loan from the comfort of your home, from anywhere in Alabama (or anywhere from the United States, actually).
You can receive the fast cash that you need from Alabama and beyond. Get started with your loan application right now and get your funds today or the next business day!
You can borrow up to $35,000 from your phone or laptop, and receive your loan in your bank account without ever having to leave your home.
Complete our form in less than 3 minutes, and get an instant decision on your screen, connecting you to one of our lenders who is ready to offer you a loan.
Loanza can do the heavy lifting for you, so you could avoid the hassle of going from lender to lender asking for a loan.
We will help you find a loan offer that suits your needs, smooth and simple! Our loan connection service helps thousands of borrowers every day to get access to the funding they need.
Can I get a payday loan in Alabama with bad credit?
Yes! Whether you are from Montgomery, Birmingham, Huntsville, or any other town in Alabama, you can find a bad credit loan with Loanza. Our wide network of lenders offers loans to borrowers of all credit types, including those with bad credit history. They focus on your ability to afford the loan, not your past credit mistakes. All you need is a regular, steady income that lets you afford your monthly repayments.
Why use Loanza to get a payday loan in Alabama?
At Loanza, we have a network of trusted Alabama lenders, who can offer you a payday loan today.
With many options available both online and offline, it could be difficult to find what’s best for you. We can connect you with a suitable lender who meets your credit needs.
We offer a fast and simple customer experience, thanks to our best-in-class technology. Complete our 2-minute form online and get connected with a lender who is ready to offer you a loan.
- Our service is free of charge
- Fast and simple online loan application
- Bad credit welcomed
- Same day or next business day funding
- Borrow $100 to $35,000
- We work with trusted, licensed direct lenders in Alabama
- Our loan search does not affect your credit score
Loanza offers payday loans all across Alabama
Loanza works with lenders all across Alabama to help borrowers get the money they need.
Loanza is not a direct lender but a loan connection service. We can connect you to a direct lender that is most likely to approve your loan request.
Loanza is completely free to use in Alabama, and all other states, too. There are no hidden fees attached.
You can borrow from $100 up to $35,000 with Loanza in Alabama. The amount you will be approved for will depend on some personal circumstances, such as your income and credit score.
You can borrow a payday loan in Alabama from 2 weeks up to 5 years.
Yes, the current cap on APR is 456%. This is the maximum interest rate lenders are allowed to charge on payday loans.
Yes, You can repay your loan early. If you want to do so, you’ll need to discuss it with your lender as there may be some conditions in place such as a minimum term, or an early repayment fee.
Looking for a payday loan in Alabama?
Contact us today to find out how we can help.