Get a payday loan in Florida with Loanza today

It takes just 3 minutes to complete our form

It couldn’t be easier to find a suitable payday loan in Florida. Loanza could help you find a payday loan in Miami, Jacksonville, Orlando, Fort Lauderdale and other areas. Apply online and you could get a loan in as little as an hour!*

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*If your loan is approved, you could receive your funds within an hour, although this will depend on the lender and it can take up to three days for your money to be deposited into your account.

Can I use Loanza to find a payday loan in Florida?

You can use our fast three-step process if you want to get funded with a payday loan in Florida.

Submit your loan request

Complete our online form with all your details, including your Florida home address, name, and contact information.

Review your offer

It could take as little as a few moments to receive an offer from a lender.

Get funded

If you agree to the lender’s loan terms, you can sign the agreement and wait for lender approval. If they approve your request, you could receive funds either on the same or next business day!

What are the criteria to get a payday loan in Florida?

If you’d like a payday loan from a lender in Florida, you’ll need to fulfil these criteria:

  • You must be at least 18 years old
  • You need a minimum $800 monthly income
  • You must be a US citizen
  • You need a checking account so you can receive your loan funds

Is a Florida payday loan the ideal solution for me?

Loanza has helped many others from Florida search for a payday loan to cover a short-term financial need.

If you need a small amount of cash, maybe to help fix your car or meet some other unforeseen expense, this could be the answer.

While it’s ideal to plan for all eventualities so we can afford to pay for these things, it doesn’t always work that way.

Even if you haven’t got a credit history yet or your history is poor, we could help connect you with a Florida payday lender. Here’s how we can help:

  • We have lenders available to consider bad credit customers
  • Fast and convenient process to search for and request a loan
  • Funding received same day or on the next business day

You should be aware that payday loans aren’t ideal if you’re looking for a larger sum of money or to repay it over a longer time.

However, Loanza also helps people searching for installment loans to suit those needs, so you can still use our fast three-minute form to find something suitable.

You should never use a payday loan for something frivolous, such as an impulse buy.

What are the payday loans regulations in Florida?

Price Cap 304%
Maximum Loan Amount $500 for one repayment / $1000 for installment loans
Minimum Loan Term 7 days / 60 days
Maximum Loan Term 31 days / 90 days
Maximum Rollovers 0
Maximum Installments
Finance Charges & Fees 10% of the amount + $5 verification fee

Representative Example of a $300 Payday Loan with 304% APR in Florida:

  • You borrow $300 for 31 days (1 month)
  • Your 304% APR means you will pay $77 in interest
  • You will pay back $377 at the end of your loan term

loan calculator

How quickly can I get my payday loan in Florida?

In some cases, we’ve had people receiving their funds from a lender within an hour or so. Most often, the funds arrive in your checking account on the following business day, so it’s fast whichever way you look at it.

With one form to complete, our fast search service checks our bank of lenders to provide you with a suitable loan for your needs. If you want to go ahead and request it, you’ll soon know whether the lender approves. If they do, you could have your money today or on the next business day.

Where can I get a Florida payday loan?

Relax – there’s no need to shop around in your local area. At Loanza, we’re all set to connect you to a lender most suited to your request, all online.

We’ll save you time and hassle, as you don’t need to leave home to search. Indeed, we’ve helped people from all over Florida and the US to receive the cash they need.

Loanza makes it easier to find a loan of up to $35,000, with payments spread over anything up to 60 months, all from your laptop or screen.

We have dozens of lenders standing by to help. It’s a straightforward, simple, and relaxed process with Loanza.

Does bad credit count me out of getting a payday loan in Florida?

No, we’ve made sure we have connections to lenders all over Florida, some of which consider those with bad credit. If you can afford the repayments, you’ll be considered – regardless of your credit history.

What makes Loanza a great choice for finding a payday loan in Florida?

With many lenders ready to assist throughout Florida, we can offer you the chance to search for a competitive payday loan via our service. Loanza is free to use, so you’ve got a fast way to connect to a lender.

  • We’re free!
  • Quick to apply online
  • You can use our service even with bad credit
  • Get funded today or the next business day
  • Borrow $100 to $35,000
  • We only work with licensed Florida lenders
  • With our search process, your credit score isn’t affected
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Loanza offers payday loans all across Florida

Loanza works with lenders all across Florida to help borrowers get the money they need.

With Loanza, no matter where you are in Florida, you can apply for a payday loan online with ease.

St. Petersburg
Port St. Lucie
Cape Coral
Fort Lauderdale
Pembroke Pines
Coral Springs
Lehigh Acres
Palm Bay
West Palm Beach

Spring Hill
Miami Gardens
Pompano Beach
Boca Raton
Plantation city
Town ‘n’ Country
Palm Coast
Deerfield Beach
Fort Myers
Pine Hills
Miami Beach
Boynton Beach

The Villages
North Port
Daytona Beach
Delray Beach
Wesley Chapel
Port Charlotte
Port Orange
The Hammocks
Palm Harbor

North Miami
Palm Beach Gardens
St. Cloud
Coconut Creek
Horizon West
Kendale Lakes
Pinellas Park
Bonita Springs
Country Club
Four Corners
Coral Gables

Winter Haven
University CDP
Fort Pierce
Winter Garden
Altamonte Springs
Cutler Bay
North Lauderdale
Oakland Park
North Miami Beach
Ormond Beach
Lake Worth Beach
North Fort Myers
Hallandale Beach
The Acreage
Meadow Woods

Plant City
Royal Palm Beach
Land O’ Lakes
Winter Springs
Richmond West
University CDP
Riviera Beach
Kendall West
South Miami Heights
Egypt Lake-Leto
Buenaventura Lakes
Lauderdale Lakes
Carrollwood and more!


Are there any limits on payday loans available in Florida?

The existing cap on interest rates for payday loans is 304%.

How much cash could I borrow if I live in Florida?

State law confirms there is a $500 limit to the amount you can borrow via a payday loan in Florida. You can also have just one payday loan at a time. This means that if you already have one, you need to repay that in full before requesting another one. You cannot roll over one loan onto another one.

What should I think about before requesting a payday loan in Florida?

Can you afford the repayments? That’s the biggest question. Check your income, your outgoings, the difference between the two, and how much you could afford to repay without running into problems. Make sure you’ve always got a buffer in place in case anything unexpected crops up that you need to pay for. Borrowing money for longer means your repayments are smaller, but it also means you’re likely to pay more in interest.

How long can I borrow a payday loan for?

Floridian state regulations stipulate that a payday loan must be taken out over a minimum of seven days and a maximum of 31 days. If you need to borrow more than the maximum of $500, or you want to repay over longer than a month, Loanza could help you search for an installment loan. This can be spread over a longer period and does not come under the banner of a payday loan, so it could give you more practical options to consider.

How much will I pay for a payday loan?

Florida payday lenders cannot charge more than 304%, but there are differences between lenders. Look for the lowest percentage you can but be aware that paying over a few weeks means you’ll get a higher rate than you would on other loans.

Do I need to pay Loanza any fees to search for a Florida payday loan?

No, we never charge any fees to anyone looking for a payday loan in any part of Florida, from Boca Raton to Jacksonville, Fort Myers to South Beach, and Fort Lauderdale to Tallahassee. You’re under no obligation to press ahead and request any loan we may be able to suggest to you.

Are you a lender or a broker?

Loanza is a broker, which means we can connect you to the most suitable lender in our network if you decide to search for a payday loan in Florida today. You never pay to use our service, so if you decide to request a loan from our suggested lender, you simply repay them for the loan, along with interest.

Looking for a payday loan in Florida?

Contact us today to find out how we can help.