Our form takes just 3 minutes to complete
It couldn’t be simpler to find a payday loan in Ohio with our help. Loanza offers a free online service to help zero in on the loan you need – even with bad credit. Customers in Youngstown, Cleveland, Akron, and elsewhere in Ohio use our service every day to find a loan of $100 to $35,000. You could get funded in as little as one hour!*
*If your loan is approved, you could receive your funds within an hour, although this will depend on the lender and it can take up to three days for your money to be deposited into your account.
Here’s how to use Loanza to get a payday loan in Ohio
It’s simple to get a payday loan in Ohio thanks to our quick three-step process.
Answer a Few Questions
Enter your basic details, including your Ohio address, into our online form to get started.
Fast Process
You could get a decision from one of our trusted lenders in just minutes.
Get Your Loan
Read the loan terms and sign, and if the lender approves the loan, you’ll get your money in your bank account on the same day or following business day!
What do I need to be able to request an Ohio payday loan?
There are four criteria you’ll need to meet to be able to take out a payday loan in Ohio:
- You need to be 18 years old or over
- You must be an American citizen
- You must have a monthly income no less than $800
- You need a checking account to receive your funds
What are the payday loans regulations in Ohio?
| Price Cap | 38% |
| Maximum Loan Amount | $1,000 |
| Minimum Loan Term | 91 days |
| Maximum Loan Term | 12 months |
| Maximum Rollovers | 0 |
| Maximum Installments | – |
| Finance Charges | 28% |
Representative Example of a $500 Payday Loan with 38% APR in Alabama:
- You borrow $500 for 3 months (91 days)
- Your 38% APR means you will pay $47 in interest
- You will pay back $547 at the end of your loan term
Is an Ohio payday loan the right loan for me?
Others living in Ohio have already used our service to help them find a loan to help them get through a sticky financial patch. Payday loans are intended for the extreme short term – just a matter of weeks until you receive your next paycheck.
We know that many financial emergencies don’t wait until the best time to afford them. A boiler breakdown, a car breakdown, or even a bill you hadn’t accounted for… all these things need paying quickly but you may not have the money immediately to hand to do so.
If you just need some cash temporarily until you get paid, and you can afford to repay it, you can consider taking out a payday loan. Even if you’ve got bad credit or you have yet to establish a credit history, Loanza might still be able to help you find a suitable lender.
Here’s why so many others are choosing Loanza:
- Quick 3-minute online form to complete
- Options available for bad credit customers
- Get funded same day or the next business day
Loanza could also help you find a suitable loan if you’re looking to borrow more over an extended period. We can assist you in finding an installment loan to repay over a maximum of 60 months. We can also find personal loans to suit. Whatever you want, we can help.
Remember that payday loans in Ohio are not designed for casual or frivolous reasons. They’re intended only for financial emergencies and not impulse purchases.
How can I get a payday loan in Ohio?
Our online process helps reduce the amount of time you could otherwise spend looking for a payday loan. Rather than heading out to find a lender, you can sit back in comfort, complete our 3-minute form, and let us search for a suitable lender.
We’ll connect you with a trusted lending partner who is most likely to say yes to your payday request. We help people just like you find suitable loans in Ohio.
We can help you find a loan of between $100 and $35,000, with lenders offering payday loans for smaller amounts and installment or personal loans for larger sums.
Fill in the form using your laptop or mobile device, get an immediate on-screen decision, and cut down the time it takes to find a suitable and affordable loan.
How long does it take to get an Ohio payday loan?
At Loanza, you could get a payday loan in as little as an hour, but in most cases, people receive their funds on the same day or on the following business day. When you look for a payday loan with Loanza, you’ll have just one form to complete in just a few minutes.
We’ll then use your information to search our panel of trusted lenders based in Ohio and across the US. If your request is approved, you could receive your money within hours, or at the latest, on the next business day from your request.
Can I still get a payday loan in Ohio with bad credit?
Yes! Loanza helps those anywhere from Columbus to Cleveland to find a payday loan to suit. We have dozens of available lenders, some of whom help those with bad credit. If you can prove you’re able to afford your repayments, you’ll be considered.
What makes Loanza a sensible choice for finding a payday loan in Ohio?
Loanza has built up a trusted network of lenders throughout Ohio and across the United States. With so many options around today, it could take you ages to search on your own.
We’ll do the heavy lifting and help connect you with a lender who caters to customers just like you.
We strive to make sure our service is easy and quick to use, with no hassle or delays. It takes no more than 3 minutes to fill in our form to get started.
- Borrow from $100 up to $35,000
- Complete our form online in just minutes
- Have bad credit? No problem!
- Get funded between an hour to the next business day
- You can use our service with ease – it’s free!
- We have a network of licensed and trusted lenders in Ohio and beyond
- You won’t harm your credit score when you search with us
Get a payday loan in Ohio with Loanza today
Loanza works with lenders all across Ohio to help borrowers find a suitable loan offer.
Columbus
Cleveland
Cincinnati
Toledo
Akron
Dayton
Parma
Canton
Lorain
Hamilton
Youngstown
Springfield
Kettering
Elyria
Cuyahoga Falls
Lakewood
Middletown
Newark
Euclid
Dublin
Mansfield
Mentor
Beavercreek
Strongsville
Cleveland Heights
Fairfield
Huber Heights
Grove City
Delaware
Lancaster
Findlay
Reynoldsburg
Warren
Westerville
Upper Arlington
Lima
Marion
Gahanna
Hilliard
Brunswick
North Ridgeville
Stow
Fairborn
Mason
Westlake
North Olmsted
Massillon
North Royalton
Bowling Green
Austintown
Garfield Heights
Shaker Heights
Kent
Green
Wooster
Troy
Medina
Xenia
Barberton
Sandusky
Avon Lake
Marysville
Zanesville
Perrysburg
Avon
Athens
Riverside
Centerville
Solon
Wadsworth
Willoughby
Maple Heights
Trotwood
Hudson
Oxford
Pickerington
Chillicothe
South Euclid
Alliance
Rocky River
Lebanon
Parma Heights
Sidney
Piqua
Painesville
Mayfield Heights
Whitehall
Forest Park
Oregon
Miamisburg
Broadview Heights
Ashland
Twinsburg
White Oak
Sylvania
Norwood
Springboro
Berea
Brook Park
Tallmadge
Portsmouth
Niles
Steubenville
Ashtabula
North Canton
Tiffin
Eastlake
New Philadelphia
Pataskala
Streetsboro
Fairview Park
Defiance
Aurora
Norwalk
Mount Vernon
Bay Village
Middleburg Heights
Fremont
Monroe
Vandalia
FAQs
Is Loanza a lender or a broker?
Loanza is not a lender – instead, we work as a connection service, connecting you to one of the direct lenders in our network that is best placed to approve your request for a loan.
How much money can I borrow in Ohio?
Ohio has a $1,000 limit per payday loan. Loanza has a network of lenders who cater for loans of between $100 and $35,000, so we could connect you to a payday lender willing to loan you the amount you’re looking for, up to $1,000, in Ohio. You’re only able to have a single payday loan at a time.
Does Ohio have a price cap on payday loans?
Yes, Ohio has set a maximum interest rate of 138% for loans in Ohio. This is lower than some other US states, and you could look for a competitive rate with our help.
How long do I get to repay the payday loan?
Repayment terms stretch from one month to five years for installment and personal loans with Loanza’s network of lenders.
Do you charge any fees to use your service in Ohio?
No, you won’t pay a penny to use the Loanza online service. This applies in Ohio and in every other US state we work in.
How much will I pay for a payday loan in Ohio?
It depends on the interest rate you’re offered for the loan and how long you’ll pay it back for. Payday loans are short-term, so you should repay it on your next payday.
Installment loans are intended for larger sums, and you can repay over anything up to 60 months. Remember that a longer term may give you lower monthly payments, but it could also mean you’ll pay back more overall. It’s ideal to use a payday or loan calculator before considering the best scenario for you.
Looking for a payday loan in Ohio?
Contact us today to find out how we can help you.
