Payday Loans Available in Texas via Loanza

Spend Just 3 Minutes Completing Our Easy Form

If you’re hunting for a competitive payday loan in Texas, Loanza can speed up your search. Funding could be with you in as little as one hour.* We help you find a suitable payday loan if you live in Houston, Dallas, Austin, Arlington, Lubbock, Plano, or elsewhere in the Lone Star State.

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*If your loan is approved, you could receive your funds within an hour, although this will depend on the lender and it can take up to three days for your money to be deposited into your account.

I'd like to apply for a payday loan in Texas. How does it work?

Finding a payday loan in Texas is simple when you use Loanza’s quick three-stage process.

Submit a Loan Request

Complete our online form, including all your basic details, including your address in Texas and other important information.

Instant Decision

One of our trusted lending partners will provide you with a loan offer in just a few moments.

Receive Your Funds

Check the terms of the loan, sign it, and if the lender agrees to lend you the money, you could receive it on the same day or the following business day!

How can I find a Texas payday loan?

You’re already in the best place to speed up the process of finding a payday loan in Texas, whether you are in Houston, Austin, Dallas or else. Use one of our buttons to load the form, complete your details, and let us do the rest.

If you go ahead and request the loan, you could get your funds today or on the next business day!

With loans available between $100 and $35,000, many others from Texas have already discovered the convenience of using Loanza to help find a loan online. We do the hard work and bring you a suitable and competitive offer from one of our trusted lenders.

Use our connection service today and see how fast it is. You can rely on us to search dozens of lenders in moments.

What criteria do I need to meet to get a payday loan in Texas?

If you’re looking to get a payday loan in Texas, you must be sure you meet the following criteria:

  • You are older than 18 years of age
  • You are a US citizen
  • You can afford the repayments
  • You have a checking account to be able to receive your funds

Is a payday loan the best option for me in Texas?

Payday loans are designed for those times when you suddenly have an unexpected bill to pay. We all experience rough patches financially, and while you may know you’ll be back on track next month, you may not be able to wait to receive your next paycheck to meet that expense. In this scenario, you may find a payday loan is worth thinking about.

Loanza is all set to help you search for a payday loan in Texas:

  • Our online form is quick and simple to complete
  • We can connect you with lenders willing to consider bad credit customers
  • Funding available same or next business day

Loanza also connects people with lenders offering much bigger loans. If that sounds more like what you need, a payday loan won’t be right for you. We can also find a suitable lender offering a larger installment loan though, so we’ve always got the ability to search for the most suitable lender for your needs.

I’ve got bad credit – is there still a chance I could get a payday loan in Texas?

Yes! We cater to people all over Texas, from El Paso to Irving and McKinney to Austin. We’ve put together a network of reliable and registered lenders in Texas and across the United States, some of whom focus on helping those with bad credit. If you can prove you’re able to afford the repayments, you still stand a chance of getting the loan you need – even with a poor credit history.

How quickly can I get my payday loan in Texas?

Sometimes a payday loan in Texas can be with you in just hours, but most people find they can get their money on the same or next business day.

Loanza makes things easier for you by supplying you with one form. We then search our trusted panel of lenders across Texas and the US.

You won’t need to wait more than a few moments to receive a decision. If you request the loan and the lender approves your request, you’ll have the money in just an hour or up to the next business day at most.

Why is Loanza a smart option for finding a payday loan in Texas?

Loanza has worked hard to put together a network of lenders in Texas and beyond, catering to people living in the Lone Star State and other US states. We can save you time searching online and in your home town, giving you one form to fill in to see if we can find you a suitable lender.

  • Borrow from $100 to $35,000
  • We only work with qualified and trusted lenders in Texas and the US
  • You won’t harm your credit score by using our search facility
  • Loanza is free to use
  • Just one form to complete
  • You can still request a loan even with bad credit
  • Funding on the same or next business day
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Borrow Money Online with Loanza

Loanza can help you get a payday loan in Texas

Loanza connects thousands of customers in Texas to lenders who could offer them the money they need.


Is Loanza a direct lender?

No, Loanza acts as a connection service, providing a link between you and the lenders offering the best chance of approving your request for a loan.

Does Loanza charge any fees to those living in Texas?

No matter where you live in Texas, you’ll never pay a cent to use Loanza. Our service is free for you whenever you wish to use it.

Is there a price cap on payday loans in Texas?

Yes, lenders offering loans in the state of Texas cannot charge more than 664%. This applies to payday loans.

What happens with my repayments?

Your Texas payday loan will be repaid by you in monthly instalments, as agreed with the lender. You’ll pay on the same date each month, paying the same amount each time. The lender will tell you which date your payments will be taken on.

How much will it cost me to take out a payday loan in Texas?

The two elements you need to consider here are the length of time you have the loan for, and the interest rate the lender offers you. These determine the total cost.

The shorter the amount of time you have the loan for, the cheaper it could be. Finding a low interest rate could also drop the total cost involved. It’s wise to use a payday loan calculator if you can, as this could give you a much better idea of the total cost prior to making a loan request.

Your lender is obliged to provide the accurate interest rate and the term for the loan before you sign for the loan.

What should I think about before requesting a payday loan in Texas?

Firstly, consider whether you can afford the loan you’re looking at. If you struggle to repay a loan and begin missing the repayments, it could cause you further financial problems you’ll want to avoid.

Make sure you check your income and outgoings first, as these can help identify whether you’ve got any room to make a loan repayment without causing yourself any financial problems.

A loan calculator may also be useful as you try to work out how much surplus cash you have each month. Remember that while extending a loan term reduces the amount you pay each month, it means you’ll pay more over the term.

Looking for a payday loan in Texas?

Contact us today to find out how we can help.