Borrow up to $35,000 with repayments available between 1 and 60 months
Cash advances are available today via Loanza, with customers like you repaying over 1 to 60 months. You could borrow from $100 up to $35,000. You could receive a cash advance into your checking account within 24 hours or on the following business day. Get funded fast via Loanza – get started with our simple loan request form today.
What is a cash advance?
A cash advance is a type of loan you could get ahead of your next paycheck. No matter how well you plan your finances or spending, there could well be times when something happens that requires more cash to resolve it.
This could be cash you simply don’t have until payday. That’s when a cash advance could come in useful.
Loans are available from $100 to $35,000, and while you can repay them over 1 to 60 months, a cash advance tends to be for a smaller sum that is repaid more quickly. For example, a payday loan of $100, $300 o $500 could be enough.
How can I tell if I meet the criteria to get a cash advance?
If you want to request a cash advance in the US with Loanza, you must make sure you fit the following criteria:
- You are at least 18 years old
- You are a US citizen
- You have a stable and regular income to meet the repayments
- You have a checking account to receive the funds and make repayments from
How to get a cash advance with Loanza
Getting a cash advance with Loanza is simple thanks to our 3-step process. You only need 3 minutes to complete our online form.
Enter your details in our online form – it only takes three minutes!
Receive your loan offer on your screen in an instant, and review the lender’s terms before proceeding.
Receive Your Money
If the lender approves your request, you’ll get your cash advance on the same day or on the following business day.
Can Loanza help me find a cash advance near me?
Loanza has connections to all kinds of lenders all over the US, providing cash advances to people who meet their requirements. From San Francisco to Pittsburgh, we’ll be able to find you a competitive cash advance with suitable terms from an appropriate lender.
All you need to do is to complete our straightforward form. Once that’s done, we’ll take over and search our collection of lenders to find you a suitable offer. Just head for our form via one of the links on this page to begin.
What makes Loanza a good choice for a cash advance?
We act as a connection service, so you’re able to complete one form and we’ll do the rest, searching for the most suitable lender in our network of dozens of them.
With a fast online service, completed in just three minutes, we’ll guide you toward a suitable lender who can provide the cash advance you’re searching for.
- We’re completely free for you to use!
- Quick and easy online loan application
- Bad credit customers considered
- Get funded within 24 hours or on the following business day
- Borrow $100 to $35,000
- We only work alongside US lenders who are licensed, registered and trusted
- Our loan search will not harm your credit score
If I have bad credit, can I still request a cash advance?
Yes, Loanza is all set to help you find all kinds of loans – including a cash advance – even if your credit score isn’t what you’d like it to be.
Lenders want to see how easily you can meet the repayments, so you won’t be judged on your history. Loanza connects customers with lenders who focus on affordability, not just what’s happened in the past.
So, if you have bad credit – or even no credit history at all – you’re still able to look for a cash advance using our service.
How quickly can I receive my cash advance?
Cash advances usually land in a checking account anywhere from 1 to 48 hours after the request is approved by the lender. Most arrive the next working day, so you won’t have long to wait.
It’s faster still with Loanza, as we ask you to complete one simple form in a matter of minutes. We’ll then search our network to find a lender with a relevant offer.
You can see the details on your screen from the comfort of your own home. Be sure and confirm all your details are correct before submitting your form to avoid any delays.
Some customers receive their cash advances in less than an hour, with others getting theirs the same day or the following business day.
Frequently Asked Questions
Loanza can connect you to lenders who may loan between $100 and $35,000. Cash advances are often given against your next paycheck, which means you could get a payday loan repayable in one month if you only need a small amount.
If you get a cash advance as a payday loan, you’ll usually repay it when you next get paid. If you want to borrow more over a longer period, you could borrow across 1 to 60 months.
Cash advances are best used to cover expenses you weren’t prepared for. For example, a car breakdown and repair, an unexpected vet’s bill, or maybe a medical bill.
They’re not intended to cover anything frivolous you could spend time saving for, such as a vacation or even something cool you spotted in the sales. Make sure you’re requesting a cash advance for a proper reason, and that you can afford to meet all the repayments.
Don’t expect to be able to request a cash advance without a lender checking your credit history in some shape or form. It’s virtually impossible to do this – however, a soft check won’t harm your score.
Lenders need to look at your record to help figure out whether you meet their eligibility criteria. Don’t panic, though, as we have links to lenders who focus on providing bad credit cash advances and loans to people just like you. All requests are considered.
Loanza acts as a loan connection provider. We don’t directly provide loans, but we do have a network of lenders throughout the US, and we can help you find a direct lender best suited to help you.
No, Loanza is totally free.
Yes, you should find this is possible, but you should speak to your lender before attempting to do so. They might have terms that include an early repayment fee or minimum loan length.
You’ll make a repayment once a month for the term of the loan. Your lender will let you know the monthly date for the repayment before the cash advance is given. You’ll typically make the payment just after you get paid from your job each month.
This may incur a late repayment fee. It’s also common for your credit score to take a hit, dropping from its existing figure. If you think you might run into problems making a monthly repayment on your cash advance, speak to your lender as soon as possible. This could give you a chance to make arrangements for a later payment that month without damaging your credit score.
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